Some Medicare Advantage (Part C) plans offer additional perks not offered by Original Medicare (parts A and B). One perk can include the Flex card, which functions like a prepaid debit card and often links with a flexible spending account (FSA). Each Part C plan has its own enrollment process.

How do you apply for a Flex card?

You must enroll in a Medicare Advantage (Part C) plan to get a Flex card. You must also enroll in Original Medicare (parts A and B) to qualify for Part C. Follow the following steps for enrollment:

What should you ask when applying for a Flex card?

Your Part C plan may load your Flex card with an annual allowance for eligible expenses like groceries, medical transportation, over-the-counter medications, copays, vision and hearing benefits, and more.

Ask your plan representative how much money you may get per year and how and when to use it. Each plan has its own rules.

Also, ask what happens if you don’t use all the funds in the allotted time. In some cases, you can roll the remaining money to the following year.

The information on this website may assist you in making personal decisions about insurance, but it is not intended to provide advice regarding the purchase or use of any insurance or insurance products. Healthline Media does not transact the business of insurance in any manner and is not licensed as an insurance company or producer in any U.S. jurisdiction. Healthline Media does not recommend or endorse any third parties that may transact the business of insurance.