Kia Finance America Auto Leasing Policies

The team at DSRLeasing.com is dedicated to providing comprehensive Kia Finance America lease information and resources for automotive lease transfers. We strive to keep our leasing company information accurate and up-to-date. If you represent a leasing company not listed or have updates, please contact DSRLeasing.com.

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Kia Finance America allows the original lessee to purchase the leased vehicle at any time, but specific restrictions apply based on the state of registration.

The purchase option price (residual value) is specified in the lease agreement. Contact your dealer or Kia Finance America at 866-331-5632 to obtain a payoff quote, or log into your account.

In states like CO, DC, FL, HI, IN, PA, SD, and SC, buyouts must be processed through an authorized Kia dealership, not directly with Kia Finance America. In other states, buyouts can be processed directly by submitting a payoff check to HCA Exchange, Inc.

Third-party buyouts (e.g., by CarMax, Carvana, or non-Kia dealers) are not permitted. Lessees must buy the vehicle themselves and may sell to a third party after completing the purchase.

A signed Odometer Disclosure Statement must be submitted via the dealership or faxed to 972-590-3968. Log into your account to electronically sign the document.

Early buyouts are allowed if permitted by the lease contract, but may include remaining lease payments and a purchase option fee (typically up to $400).

The disposition fee may be waived if you lease or purchase a new Kia vehicle within 60 days of returning the leased vehicle.

Additional fees (e.g., sales taxes, registration, title fees) may apply, varying by state. Contact your local DMV for details.

Contact your originating Kia dealer or Kia Finance America at 866-331-5632 to discuss buyout options and confirm the payoff amount, providing your account number or VIN.[](https://owners.kia.com/content/owners/en/finance.html?page=finance)[](https://owners.kia.com/us/en/finance.html?page=finance/)

Kia Finance America does not allow lease transfers. The original lessee remains responsible for the lease until its conclusion.

Kia Finance America offers leasing for Kia vehicles, with terms typically ranging from 24 to 60 months and mileage options (e.g., 10,000 or 12,000 miles per year). Additional taxes or registration fees may apply depending on your state; contact your local DMV for details. For comprehensive Kia Finance America lease information, visit DSRLeasing.com.

Ensure all original equipment (e.g., keys, owner’s manual, license plates) is present at return. Fax the state’s receipt for license plate returns to 972-590-3995 if required by your state.[](https://www.jenkinskiaofcrystalriver.com/kia-lease-return-center.htm)

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